International student insurance E.U. incoming and outgoing

International health insurance for European Union incoming and outgoing students (USA Territories and Canada are excluded territories)

From € 197 365 day Special season's offer
From € 197 365 day Special season's offer
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International student insurance

  • Get instant certificate after purchase
  • Worldwide cover
  • Medical cover
  • Travel benefits
  • 3 insurance sums 50K 150K and 500K
  • Assistance 24 / 7
E.U. incoming and outgoing
International student insurance EU/EEA incoming and outgoing

International student health insurance for EU/EEA incoming and outgoing. This plan not include USA Territories and Canada.

Who can be insured

International students, phds, postdocs, researchers, professors, academics, interns, au pairs, scholars.

Our 3 plan level

Standard

Max. annual benefits

€ 50.000
  • Medical protection
  • In patient treatments
  • Outpatient treatments up to € 5’000
  • Dental up to € 300
  • Luggage up to € 2’000
  • Third party liability
  • Repatriation to home country
  • Repatriation mortal remains
  • Assistance 24 / 7

Comfort

Max. annual benefits

€ 150.000
  • Medical protection
  • In patient treatments
  • Outpatient treatments up to € 15’000
  • Dental up to € 500
  • Luggage up to € 2’500
  • Third party liability
  • Repatriation to home country
  • Repatriation mortal remains
  • Assistance 24 / 7

Premium

Max. annual benefits

€ 500.000
  • Medical protection
  • In patient treatments
  • Outpatient treatments up to € 50’000
  • Dental up to € 1’000
  • Luggage up to € 3’500
  • Third party liability
  • Repatriation to home country
  • Repatriation mortal remains
  • Assistance 24 / 7

Get the right plan for your student VISA

Each country has his own regulation concerning immigration visa. Thanks to the 3 level of insurance sum, Swisscare covers the majority of requirements required by short-term visa, up to 365 days. For some countries, Swisscare has already specific pages with visa information or special plans like for Estonia, Finland, Spain, Switzerland, USA… Give a look at the specific country pages.

We recommend verifying with the embassy/consulate which insurance sum you need for the visa of the country of destination.

Get a quote online check the pricing, agree with the conditions and buy online instantly your insurance.

This insurance does not provide automatic renewal. A new insurance must be purchased. This insurance will not replace any mandatory/statutory social security.

Medical cover

Studentpass international covers mainly acute sickness and injury during your stay abroad. This means that for all unforeseen sickness or injuries, you can consult a general practitioner, specialist or visit a public hospital. For minor emergencies, we suggest visiting a general practitioner first. You will avoid long time waiting delays in a hospital emergency reception.

All benefits are limited in insurance sum. Please see our table comparison hereunder. Note that dental treatments like all other insurance covers are limited to an emergency that requires immediate intervention of a dentist. Routine dentist check, filling, krone, tooth replacement or cleaning are not covered.

Medicine is covered if prescribed by a recognized practitioner. Note the covered medicine must be in the standards of the western countries.

This insurance will not cover pre-existing or chronic conditions.

Get around the hours medical assistance

Studentpass international propose a complete travel protection that includes assistance 24/7. Search and rescue, repatriation to the home country or repatriation of mortal remain, luggage, ambulance transport, medical advice …

The assistance line 24 / 7 also provide advice in case of sickness and injury and deliver the GOP (Guarantee of payment) for hospital admission.

Think community

Once you are insured through one of the Swisscare products, you are paying an insurance premium for an event of which most certainly hope it will never occur. The premium you pay will fall into a community fund (insurance).

The majority of the members of this community contribute like you for few who are in needs while they are sick or have an accident.

You participate like all members of the community into this fund with a financial contribution because there is a risk that one day you are also in needs and suffer from an illness or an accident for which the cost of treatments would be impossible to bear on your own. In that case, you will then profit from the fund (insurance) of the others members which will pay for you.

Translated documents in EN / DE / FR

Swisscare members are spread worldwide. More than 7500 languages are currently existing. This is why Swisscare like the majority of international insurance providers or insurers ask their member to submit invoices in English ( Swisscare inTrust claim service accept also German or French). If your invoices are in a different language kindly translate the most important details and submit this translation along with the invoices. (Legal translation is not required).

How to receive a refund within a reasonable time

Only with your help and with your accurate and complete documentation our claims team can treat your refund as quickly possible.

And you… A happy Swisscare member!

Submit a claim

Log in to your account and under the claim tab, you can start the online claim procedure.

Compare our plans in details

Standard
Comfort
Premium
Insurance covers

Medical insurance benefits

Inpatient treatments
25'000
85'000
450'000
Accomodation
Semi-private room
Semi-private room
Semi-private room
Outpatient treatments
5'000
15'000
50'000
Prescribed medication
Incurred expenses
Incurred expenses
Incurred expenses
Surgical fees, anaesthesia, and operating theater
Incurred expenses
Incurred expenses
Incurred expenses
Rehabilitation services
1'000
2'000
3'000
CT, MRI scan, PET and CT-PET scan (inpatient)
Incurred expenses
Incurred expenses
Incurred expenses
Daycare services and outpatient surgery
Incurred expenses
Incurred expenses
Incurred expenses
Practitioner fees and prescription medication
Incurred expenses
Incurred expenses
Incurred expenses
Specialist fees
Incurred expenses
Incurred expenses
Incurred expenses
Diagnostic fees
Incurred expenses
Incurred expenses
Incurred expenses
Prescribed physiotherapy following hospitalization
Max. € 20 per day and max 15 days
Max. € 20 per day and max 15 days
Max. € 20 per day and max 15 days
Emergency dental treatment maximum sum per insurance period
300
500
1'000

Luggage

Max. sum per event
2'000
2'500
3'000
Loss, damage, robbery or theft of luggage (limited € 50 per item)
1'000
1'500
2'000
Delayed luggage > 8h
600
600
600
Delayed luggage > 48h
Max. € 250 minus compensation already paid for delay of > 8h
Max. € 250 minus compensation already paid for delay of > 8h@
Max. € 250 minus compensation already paid for delay of > 8h

Death and disability

Max. sum per event
50'000
50'000
50'000
In case of death
25'000
25'000
25'000
In case of disability
50'000
50'000
50'000

Third Party Liability

Max. sum per event
500’000
500’000
500’000
Bodily harm of a third party
500’000
500’000
500’000
Material / Immaterial damage
100'000
100'000
100'000

Assistance 24 / 7

Maximum sum per event
250'000
250'000
250'000
Emergency medical evacuation
150'000
150'000
150'000
Medical repatriation
50'000
50'000
50'000
Local ambulance
5'000
5'000
5'000
Medical assistance during transportation
Included
Included
Included
Sea and mountain search and rescue
20'000
20'000
20'000
Indication of local medical specialists
Included
Included
Included
Repatriation of mortal remains
15'000
15'000
15'000
Expenses for accompanying relative of the repatriated
80 / day max. 7 days
80 / day max. 7 days
80 / day max. 7 days
Accommodation costs for accompanying for next of kin staying at the hospital
500
1'000
2'000
Flight ticket for relative visiting the insured in the hospital
Included
Included
Included
Repatriation of accompanying person travelling with the insured
Included
Included
Included
Advance of emergency funds to be reimbursed by the insured
500
500
500
Dispatch of urgent messages
Included
Included
Included
Long-distance medical advice
100%
100%
100%

Legal The insurer is Anker Insurance n.v. Paterswoldseweg Paterswoldseweg 812 at 9728 BM Groningen, Anker is registered with the Autoriteit Financiële Markten (AFM) (the Dutch Authority for the Financial Markets) under number 12000661 and is authorized by De Nederlandsche Bank (“DNB”). The Insurance broker is Swisscare Services Ltd., Alte Landstrasse 6, 9496 Balzers (Principality of Liechtenstein). The company is authorized and regulated by the financial market supervisory authority of the Principality of Liechtenstein, reference number 10095. Swisscare Services Ltd. is registered in the company index in the Principality of Liechtenstein under the number FL-0002.465.148-2. Swisscare ® is a registered Trademark owned by Swisscare Services Ltd.