Which student health insurance is required for Finland student visa ?
Non EU/EEA nationals (third country nationals)
Third countries students are those who’s nationality is non European Union or non European Economic Area country.
The access to the Norwegian national health system is depending of the status of the student.
Duration of stay more than 1 year
If you register as a student at a Norwegian higher education institution for more than 1 year and hold a student residence permit in Norway, you are automatically insured by the Norwegian national health system.
If the duration is 1 year or less
You should organise your health insurance cover from your own side in order to cover the medical costs in Norway.
Recommended insurance : A private health and assistance insurance is necessary and recommended for obtaining the travel visa to Norway.
If you are not eligible for Norwegian national health system (example if you study less than 1 year in Norway)
for covering the medical costs until you are registered by the Norwegian national health system
for taking in charge all assistance benefits necessary during your studies in Norway like :
- Medical treatments (sickness and accident) not covered by Norwegian national health system
- Repatriation to your home country
- Ambulance by air, sea and ground
- Search and rescue
- Accidental death and disability benefits
- Third party liability insurance
Students from EU/EEA
Students with nationality from EU/EEA countries can request in their home country the European Health Insurance Card (EHIC). Thanks this card, EU/EEA nationals can benefit of the same cover as Norwegian nationals.
Attention : The EHIC is not an alternative to travel insurance. It does not cover any travel protection, search and rescue, repatriation to the home country, emergency dental treatments, assistance… A private insurance is highly recommended.
Studentpass international covers mainly acute sickness and injury during your stay abroad. This means that for all unforeseen sickness or injuries, you can consult a general practitioner, specialist or visit a public hospital. For minor emergencies, we suggest visiting a general practitioner first. You will avoid long time waiting delays in a hospital emergency reception.
All benefits are limited in insurance sum. Please see our table comparison hereunder. Note that dental treatments like all other insurance covers are limited to an emergency that requires immediate intervention of a dentist. Routine dentist check, filling, krone, tooth replacement or cleaning are not covered.
Medicine is covered if prescribed by a recognized practitioner. Note the covered medicine must be in the standards of the western countries.
Get round the hours medical assistance
Studentpass international propose a complete travel protection that includes assistance 24/7. Search and rescue, repatriation to the home country or repatriation of mortal remain, luggage, ambulance transport, medical advice …
The assistance line 24 / 7 also provide advice in case of sickness and injury and deliver the GOP (Guarantee of payment) for hospital admission.
Once you are insured through one of the Swisscare products, you are paying an insurance premium for an event of which most certainly hope it will never occur. The premium you pay will fall into a community fund (insurance).
The majority of the members of this community contribute like you for few who are in needs while they are sick or have an accident.
You participate like all members of the community into this fund with a financial contribution because there is a risk that one day you are also in needs and suffer from an illness or an accident for which the cost of treatments would be impossible to bear on your own. In that case you will then profit from the fund (insurance) of the others members which will pay for you.
Translated documents in EN / DE / FR
Swisscare members are spread worldwide. More than 7500 languages are currently existing. This is why Swisscare like the majority of international insurance providers or insurers ask their member to submit invoices in English ( Swisscare inTrust claim service accept also German or French). If your invoices are in a different language kindly translate the most important details and submit this translation along with the invoices. (Legal translation is not required).
How to receive a refund within a reasonable time
Only with your help and with your accurate and complete documentation our claims team can treat your refund as quickly possible.
And you… A happy Swisscare member!
Submit a claim
Log in to your account and under the claim tab, you can start the online claim procedure.