Non EU/EEA nationals (third country nationals)
Third countries students are those who’s nationality is non European Union or non European Economic Area country.
Stays of one year or more :
Students who stay one year and more in Sweden must register by the Swedish Tax Agency for receiving an ID number. Once the students have their ID number they are covered by the Swedish national healthcare system. To obtain a travel visa to Sweden a private medical and assistance cover is required. Also once you arrived in Sweden, it is necessary to have your private medical and assistance cover until you are properly registered by the Swedish Tax Agency. But in general, it is recommended to have a private medical and assistance cover during the whole duration of studies in Sweden.
Stays of less than one year :
Students who stay less than one year cannot obtain the Swedish Tax Agency ID number and therefore cannot get access to the Swedish national healthcare system. Such students are required to take out a private health insurance as Swisscare’s one here.
Necessary and recommended insurance : A private health and assistance insurance is necessary and recommended for
- for obtaining the travel visa to Sweden
- for covering the medical costs until you are registered by the Belgium national funds
- for taking in charge all assistance benefits necessary during your studies abroad like :
- Medical treatments (sickness and acccident) not covered by Belgium national funds
- Repatriation to your home country
- Ambulance by air, sea and ground
- Search and rescue
- Accidental death and disability benefits
- Third party liability insurance
Students with nationality from EU/EEA countries can request in their home country the European Health Insurance Card (EHIC). Thanks this card, EU/EEA nationals can benefit of the same cover as Finnish nationals.
Attention : The EHIC is not an alternative to travel insurance. It does not cover any travel protection, search and rescue, repatriation to the home country, emergency dental treatments, assistance… A private insurance is highly recommended.
Studentpass international covers mainly acute sickness and injury during your stay abroad. This means that for all unforeseen sickness or injuries, you can consult a general practitioner, specialist or visit a public hospital. For minor emergencies, we suggest visiting a general practitioner first. You will avoid long time waiting delays in a hospital emergency reception.
All benefits are limited in insurance sum. Please see our table comparison hereunder. Note that dental treatments like all other insurance covers are limited to an emergency that requires immediate intervention of a dentist. Routine dentist check, filling, krone, tooth replacement or cleaning are not covered.
Medicine is covered if prescribed by a recognized practitioner. Note the covered medicine must be in the standards of the western countries.
Get round the hours medical assistance
Studentpass international propose a complete travel protection that includes assistance 24/7. Search and rescue, repatriation to the home country or repatriation of mortal remain, luggage, ambulance transport, medical advice …
The assistance line 24 / 7 also provide advice in case of sickness and injury and deliver the GOP (Guarantee of payment) for hospital admission.
Once you are insured through one of the Swisscare products, you are paying an insurance premium for an event of which most certainly hope it will never occur. The premium you pay will fall into a community fund (insurance).
The majority of the members of this community contribute like you for few who are in needs while they are sick or have an accident.
You participate like all members of the community into this fund with a financial contribution because there is a risk that one day you are also in needs and suffer from an illness or an accident for which the cost of treatments would be impossible to bear on your own. In that case you will then profit from the fund (insurance) of the others members which will pay for you.
Translated documents in EN / DE / FR
Swisscare members are spread worldwide. More than 7500 languages are currently existing. This is why Swisscare like the majority of international insurance providers or insurers ask their member to submit invoices in English ( Swisscare inTrust claim service accept also German or French). If your invoices are in a different language kindly translate the most important details and submit this translation along with the invoices. (Legal translation is not required).
How to receive a refund within a reasonable time
Only with your help and with your accurate and complete documentation our claims team can treat your refund as quickly possible.
And you… A happy Swisscare member!
Submit a claim
Log in to your account and under the claim tab, you can start the online claim procedure.